Tag Archive: SHTF


Are They Serious?

This morning while listening to CNN (okay, I am a CNN news junkie…it gets rather boring sitting at my computer all day long working without something going on in the background and for me, it helps me focus) I snapped to attention when an ad for Lending Tree came on offering…of all things…’new’ adjustable rate mortgages! yes, sir, one of the very same companies that I hold responsible for some of the mess we are in is back in ‘business’ with lines such as NEW LOW RATES OF 3.85% (um excuse me but whats wrong with a 4.5 % rate? or even a 5.5 % rate that is fixed?) and GAURENTEED UNTIL 2018 (yeah and then you will HIKE IT THROUGH THE ROOF based upon what fictional ‘basis’?) and then it will adjust ONLY ONCE A YEAR AFTER THAT (umm…yeah, so for the remainder of the life of the 30 year loan I can count on my mortgage rate going up anywhere from 1-5% a year and forbid that my credit rating starts having problems!) BUT WHY PAY THOUSANDS OF EXTRA DOLLARS IN INTEREST ON A HOME THAT YOU PROBABLY WON”T BE IN IN A FEW YEARS…are they KIDDING ME?!?! the market is in the dumps, foreclosures on the market that the banks refuse to sell at market rates and homeowners are upside in many markets and homes sit on average on the market for AT LEAST 9 MONTHS NOW? and you want me to get an ARM and think that I will be able to sell in the future to get out from under the ARM with ease and grace into something bigger and better? Um, excuse me, while I recognize that I am ‘just’ some ignorant homeowner who works for herself and has (apparently to them) no clue about the economic situation in this country, isn’t this an example of EXACTLY what got us here to begin with? (okay, I admit, it is a small part of it, but really!) I am really starting to feel like bankers are insane creatures who have no clue about what they did a few years ago (okay, I am giving them no credit for their intelligence, the DID KNOW and went after the quick buck and just figured they would be able to sell distressed properties to the next sucker when they repo’d it) but greed, I recognize has no boundaries it seems…so they and the powers that be it seems, have decided that in order to ‘sell’ overpriced houses they will give teaser rates again, but this time we will make sure they can afford it (uh, yeah, at the teaser rate) and cross our fingers that the snow blowing around about the economy will clear up soon. Sounds like a receipe for another meltdown…and btw…of interest is a builder in Florida who is so desperate to sell houses that he is letting people in with no money down and special financing again…

Me, I stay put and watch the warning signs and get myself and my family prepared to weather the coming storm…its kinda like watching a hurricane form on the weather radar in many respects…but I have to ask this one question:

ARE THEY SERIOUS?

Just another day?

Just another day today. Get up, get kids out the door or settled down, me out to work, get mail done, edit websites and spend time doing what needs doing around the house…but today something really got my attention while on the way to the babysitters house. There was a man, on a bike, on the side of the road with a broom stick fishing rod. (Don’t really know why, it just did). Neat in appearance, very unassuming with a bed roll on sitting next to his bike. Now, for some, seeing someone like this could be ‘normal’, maybe in an older urban area where homelessness in good times is still around, but out here where I live, this is unusual, and it is especially unusual ON MY ROAD out in the middle of nowhere. Where did this guy come from? I have seen him on several different occassions and honestly, thought nothing about him, just a guy riding his bike with a homemade fishing pole…hmm, maybe homeless, maybe not…I would look right at him and he would look away, but today, as I drove by him, he kinda straightened up from what he was doing and looked right back at me. Almost daring me to stop and say something. I kept on going. But this got me really thinking, its not the norm to see the homeless out in the country, out in the open, especially in a small town setting. (And I would consider anyone with a bed roll next to a bike homeless, why else would they have it?) The cops don’t dig it and people around here are bit suspicious of anyone they don’t know, still friendly, but wary if you catch my drift.  And come to think of it, I have seen, a few times, people walking up the sides of the road with children in tow behind them and no broken down car behind them. Not real often, but just enough for me to remember it.

I don’t know why I am even bothering to write about this, but something is very unsettling about where my brain is taking me with these seemingly unrelated and uneventful occurances. I used to live in a city where I saw things like this or similar to them all the time. It was what it was you know? What you expected to see in the city. But to see it out here leaves me with a feeling that I can’t quite explain except that it is unsettling and it makes me wonder how bad it is in the city closest to me. There are no real jobs out where I live, they are in the city and suburbs of the city…so why am I seeing this out here now? In some ways it confirms what I already know, that its coming…’it’ being a further decline in our country and economy (remember my SHTF senario of a slow roiling boil?) and it makes me very much aware that I need to be paying more attention to my surroundings when out and about, even on my property…’the stranger’ is coming to a place near me sooner rather than later. This isn’t paranoid thinking, this is the pattern of behavior in countries where the economy is shot to hell in a hand basket…they leave the city because the myth is that things are better ‘out in the country side’…Thinking about this today has shifted something within my mind and is nibbling away at my feelings of security (one reason why I moved out where I am, to get further away from what could get ugly). There have been a few other things that have happened in my small town over the past month or so that compound this ‘feeling’ I have that its getting worse and its probably much worse than I am aware of if the movement is beginning to start from the cities out into the countryside both in terms of the homeless and in terms of crime…this is just sitting there in front of my face today, in my awareness now, on a day that just started off as just another day.

Water is essential to human life…heck, all ‘life’. It is needed for even the most mundane things that we do in life..cooking, cleaning, brush our teeth, flushing the toliet. We use water all the time and it is extremely important to have on hand for emergency or SHTF use…Where I live in the woods of Virginia it seems like everytime a storm comes through the power goes out…no joke…no power, no water (I have a well and electric pump and haven’t gotten around to solving this situation since its expensive to do so)…and this means no bathing, no drinking, no flushing of toliets…not to mention no coffee in the morning, but that’s for another time, either way its not fun and this happens even with no emergency. But it has brought to my attention just how much my family depends upon water and how much we use it…

While I know there is a ton of information out there on water and how much to store it is so important that I feel it necessary to repeat it here for your ready pleasure or perhaps, this ‘getting ready’ for what ever may come is all new to you, either way…it bears repeating:

A normally active person needs to drink at least two quarts of water each day. Hot environments can double that amount. Children, nursing mothers and ill people will need even more. You will also need water for food preparation and hygiene. Store a total of at least one gallon per person, per day. You should store at least a one month supply of water for each member of your family.

If supplies run low, never ration drinking water. Drink the amount you need today, and try to find more for tomorrow. You can minimize the amount of water your body needs by reducing activity and staying cool. However, do reduce the using of water for other things in order to conserve.

Amount of Emergency Water to Store

Whereas a quart of water or other fluid daily will sustain life, according to the Department of Defense and the Office of Civil Defense, it is recommended that a gallon of water per day per person be stored for food preparation and drinking. A gallon provides added comfort and accommodates increased fluid needs at higher altitudes or warm climates. An additional one-half to 1 gallon per day is recommended for bathing and hygiene, and to wash dishes.

So this brings us to almost 2 gallons of water per day per person in order to be ‘comfortable’. Bathing is ‘wash pan’ bathing, not a shower or bath.

How much water should I store?

 The rule of thumb is to store at least one gallon per person per day for at least 3 days (for earthquake preparedness). That’s 2 quarts for drinking and 2 quarts for food preparation and sanitation. A family of four should store a minimum of 12 gallons of water.

Personally, I recommend at least a 30 day supply to fit all of your needs…drinking, cooking, cleaning, hygienic purposes. So, that is about 60 gallons per person to get you to 30 days.

Use the following guidelines when storing water:

1. Store drinking water in carefully cleaned, non-corrosive, tightly covered containers.

2. Store containers in a cool dark place. DO NOT store in direct sunlight. Polyethylene plastics (prepackaged milk and water bottles) are somewhat permeable to hydrocarbon vapors. Keep away from stored gasoline, kerosene, pesticides, or similar substances.

3. Stored tap water should be rotated every 6 months. Prepackaged bottled water should be rotated once a year. Check the pull date on the container. Be sure it didn’t sit on the store’s shelf for a year before you purchased it. Self Serve Bottled Water should be rotated once a year, as long as the water treatment process includes ozonation.

4. Rotate your stored water with the water you use on a regular basis. This practice helps insure you don’t have water stored longer than one year.

Containers That Can be Used for Water Storage

Food-grade plastic or glass containers are suitable for storing water. One-, three- and five-gallon water containers can be purchased from most outdoor or hardware stores. Any plastic or glass container that previously held food or beverages such as 2-liter soda bottles or water, juice, punch or milk jugs, also may be used. Stainless steel can be used to store water which has not been or will not be treated with chlorine; chlorine is corrosive to most metals.

55 gal drums, designed specifically for water storage can be difficult to transport, if the need arises, but are of a tremendous value in an emergency .When looking for additional food grade containers, the bottom will be stamped with HDPE (High Density PolyEthylene) and coded with the recycle symbol and a “2″ inside. HDPE containers are FDA-approved for food. Containers without these designations aren’t OK because of possible chemical interactions between the water and the plastic.

Clean used containers and lids with hot soapy water. Once the containers have been thoroughly cleaned, rinse them with water and sanitize the containers and lids by rinsing them with a solution of 1 tablespoon chlorine bleach per gallon of water. Leave the containers wet for two minutes, then rinse them again with water. Remember to remove the paper or plastic lid liners before washing the lids. It is very difficult to effectively remove all residue from many containers, so carefully clean hard-to-reach places like the handles of milk jugs. To sanitize stainless steel containers, place the container in boiling water for 10 minutes. Never use containers that previously held chemicals.

Do I Need to Treat Water?

Once you properly clean containers, fill them with potable, or safe, drinking water. All public water supplies are already treated and should be free of harmful bacteria. However, as an additional precaution, it is recommended that you add 5-7 drops, about 1/8 teaspoon, of chlorine bleach per gallon of water stored. This precaution protects you against any lingering organisms in storage containers that may have been inadvertently missed during the cleaning process. For a quart of water use only 2 drops.

 NOTE: Bleach has an expiration DATE! Be sure to rotate it OR keep pool shock on hand for disinfecting your water.

Where to Store Water

Clearly label all water containers “drinking water” with the current date. Store the water in a cool, dry place away from direct sunlight and heat sources. Do not store it near gasoline, kerosene, pesticides or similar substances.

When potable water is properly stored, it should have an indefinite shelf life; however, it’s a good idea to use and replace the stored water every 6 – 12 months. Rotating water this way provides you with an opportunity to experiment and check the amount of stored water against what you require. It also serves as an additional precaution against bacteria or viruses growing in containers which may not have been thoroughly or properly cleaned and sanitized.

If you have freezer space, storing some water in the freezer is a good idea. If you lose electricity, the frozen water will help keep foods in your freezer frozen until the power is restored. Make sure you leave 2 to 3 inches of space in containers because water expands as it freezes.

Emergency Sources of Water

In an emergency, if you have not previously stored water and commercial or public sources of water are not available, drain water from your plumbing system. Unless you are advised that the public water supply has been contaminated and is not safe, open the drain valve at the bottom of the water heater and salvage the water stored in the heater. A typical water heater holds 30-60 gallons of water. Discard the first few gallons if they contain rust or sediment. Let the water heater cool before draining it from the heater so it does not scald you. Turn off the electricity or gas to the water heater to prevent the heater from operating without water. Once water has been drained into clean, sanitized containers, add 5-7 drops of chlorine bleach* per gallon of water, and stir or shake the solution to mix it. Let it set 30 minutes before use.

Emergency Outdoor Water Sources

If you need to find water outside your home, you can use these sources. Be sure to treat the water first. Additional sources include:

Rainwater Streams, rivers and other moving bodies of water Ponds and lakes Natural springs Avoid water with floating material, an odor or dark color. Use saltwater only if you distill it first. You should not drink flood water.

Hidden Water Sources in Your Home

If a disaster catches you without a stored supply of clean water, you can use the water in your hot-water tank, pipes and ice cubes. As a last resort, you can use water in the reservoir tank of your toilet (not the bowl).

Do you know the location of your incoming water valve? You’ll need to shut it off to stop contaminated water from entering your home if you hear reports of broken water or sewage lines.

To use the water in your pipes, let air into the plumbing by turning on the faucet in your house at the highest level. A small amount of water will trickle out. Then obtain water from the lowest faucet in the house.

To use the water in your hot-water tank, be sure the electricity or gas is off, and open the drain at the bottom of the tank. Start the water flowing by turning off the water intake valve and turning on a hot-water faucet. Do not turn on the gas or electricity when the tank is empty.

Using Swimming Pool Water

You should always view your pool as “backup” water; keep the water treated; you never know when it will be needed! The maintenance of the free chlorine residual will prevent establishment of any microorganisms. The maintenance level should be kept about 3-5ppm free chlorine. If other stored water stocks are not available, remove the necessary pool water and boil it or just treat with chlorine to the normal 5ppm. It is best to err on the side of caution.

Covering the pool at all times when not in use is a very good idea. Try to keep the cover clean and wash the area you put it on when removing it from the pool.

I personally do have a pool but don’t count it in my ‘drinkable’ water, category, but do include in my water storage program simply because it can be used for other things such as washing clothes, flushing toilets (septic only), and other uses of water that don’t involve consuming it after cleaning it (but for flushing who cares what is in it!)

If you MUST use pool water for drinking then purify it first, which may mean filtering, boiling and then adding a disinfectant depending on the condition of the pool water.

When and How to Treat Water for Storage

In an emergency, if you do not have water that you know is safe, it’s possible to purify water for drinking. Start with the cleanest water you can find and treat with one of the following methods:

Boiling and chlorinating: Water can be purified by boiling. Boiling times may vary from state to state, depending on altitude. InColorado, the water is safe to use once after it has been boiled for three to five minutes and has cooled. If you plan to store boiled water, pour it into clean, sanitized containers and let it cool to room temperature. Then add 5-7 drops, or 1/8 teaspoon, of chlorine bleach* per gallon of water (1/2 teaspoon per 5 gallons). Stir or shake the solution to mix it. Cap the containers and store them in a cool, dry place.

Filtering and chlorinating: You can filter water if you have a commercial or backpack filter that filters to 1 micron. These are available in sporting good stores and are recommended for use when back-packing. They are not recommended to clean large volumes of water. Filtering eliminates parasites such as giardia and cryptosporidium, but it may not eliminate all bacteria and viruses. Therefore, it’s recommended that 5-7 drops (1/8 teaspoon) of chlorine bleach* be added per gallon of filtered water (1/2 teaspoon for 5 gallons). Stir or shake the solution to mix it. Wait 30 minutes before using the water, or cap the containers and store them in a cool, dry place.

How to Disinfect Water Using Calcium Hypochlorite (or pool shock)

Using granular calcium hypochlorite to disinfect water is a two step process.

To make a stock of chlorine solution (do not drink this!) dissolve 1 heaping teaspoon (about one-quarter of an ounce) of high-test (78%) granular calcium hypochlorite for each two gallons (eight liters) of water.

To disinfect water add one part of the chlorine solution to 100 parts water to be treated.

Let the mixture sit for at least one-half hour before drinking.

Be sure to obtain the dry granular calcium hypochlorite since once it is made into a liquid solution it will begin to degrade and eventually become useless as a disinfecting agent. This also means you should make your treated drinking water in small batches, for example enough for a few weeks at a time at most.

Calcium hypochlorite will store for a long period of time and remain effective as a chemical drinking water treatment.

*Use liquid household bleach that contains 5.25 percent hypochlorite. Do not use bleaches with fresheners or scents as they may not be safe to consume. The above treatment methods use a two-step approach so less bleach is needed, yet giardia and cryptosporidium are destroyed through boiling or eliminated by filtering. Chlorine may not be effective against these parasites. Since adding too much chlorine to water can be harmful, it’s important to be as accurate as possible when measuring.

Distillation Distillation involves boiling water and then collecting the vapor that condenses back to water. The condensed vapor will not include salt and other impurities. To distill, fill a pot halfway with water. Tie a cup to the handle on the pot’s lid so that the cup will hang right-side-up when the lid is upside-down (make sure the cup is not dangling into the water) and boil the water for 20 minutes. The water that drips from the lid into the cup is distilled.

Most water filtration devices are designed for use on microbiologically safe water. Don’t assume they are safe to use on contaminated water. Check with the manufacturer to be sure. If you are truly concerned about the ability to have safe water for extended periods of time be sure to get a water purifier and filtration system that will treat for microbes and other undesirable items.

Water is important!! and while it may seem ‘bulky’ to store, especially for a month per person, you can find inventative ways to do so…under the beds, in closets, garages, etc. I am lucky in that I have a pool to draw upon if things get really bad and we are looking at a long-term grid down situation so that I don’t have to store a lot of potable drinking water, but for those of you who don’t have this luxury, start storing it. Start small and managable, say enough water per person for 3 days, and then go to 7 days and keep going from there, you can do it and you will sleep better at night, I promise!

For more information on Water Storage and Purification visit:

http://www.captaindaves.com/guide/water.htm#Purification

The above was taken in whole or partially from http://www.nationalterroralert.com/safewater/

I am almost 40 years old…a mother to 5 children and 4 Pitbulls…a small business owner (2 of them) so I work for myself from home…a prepper and very much a survivalist as I have survived some pretty ugly, life threatening and definately life changing situations in my life. I am very aware of just how quickly things can change in a heartbeat, either through my own decisions and choices (or lack there of) or by someone close to me or through the actions and decisions by others who are virtual strangers to me. So the question is what exactly is SHTF and TEOTWAWKI?

To start with, SHTF is $hit hitting the fan…or all hell breaking loose or really bad things happening that spiral out of control and where it stops nobody knows. It can be a matter of large or small, but in generally accepted terms and circumstances it means really, really bad things are happening that you are unable to control or stop. On a more personal level it could mean an ugly divorce, the loss of a job or unemployment benefits or even the car breaking down…A SHTF senario can happen on a world or country level, such as we saw when the banks almost collapsed across the global a few years ago, or the collapse of Argentina’s economy and Greece’s pending implosion or the world trade center terrorist attacks or the housing bubble and subsequent bank meltdowns for which they then asked for a handout. These are the root CAUSE of SHTF, but it’s the aftermath of the cause of the crap hitting the fan that concerns most. Many times the situation of the crap hitting the fan starts at the top until it reaches the individual where it is transmuted into higher gas prices, job losses, family members going off to fight a war, food prices going up and up and well, any number of things.  For many it can be a series of events beyond their control that turns their life into a living nightmare of nothing but problems with little, few or no good solutions that can leave one feeling helpless, confused and scared to death.

It is my personal belief that SHTF is happening right now and we are just beginning to smell it and just beginning to see it. SHTF changes lives and the way we do business and how we live…it is happening right now and it is snowballing into a TEOTWAWKI…(the end of the world as we know it which is the very bad end to SHTF).

Most of the media and others would have you believe that SHTF is some cataclysmic occurance and that TEOTWAWKI is something that will happen quickly. But that isn’t necessarily true…stop and think about it for a minute…for many of us, things are just harder and changing how we live though we grew up knowing mostly nothing but good times (but I remember the gas lines of the 70’s and listening to my parent lament about rising food prices at the same time). Growth into the McMansion era, good jobs and salaries were for the most part easy to come by, credit was easy to get for many things and in many ways. Food and gas prices until the recent past were stable and fairly reasonable for the basics. Home prices kept going up along with the stock market and investments…things were great in general, even after 9/11, though it came to our collective consciousness at that point that there were other in the world that hated us because we were Americans. I believe that that single occurance, 9/11 ushered in the first wafts of SHTF on a massive scale and that 9/11 was definately a TEOTWAWKI event that morphed our world into the current wave of SHTF that we are now experiencing because the policies that implimented in the 9/11 aftermath are primarily responsible for the state of the union and world that we now face head on with no escape and no good answers. (But not completely responsible, just the catalyst).

With record unemployment, (and the numbers the media uses ‘adjusted’ so that the truth is obscured), expodentially rising costs of fuel and food and housing, banks going under in record numbers, other countries going under even with ‘loans’, the weather events of the past few years, medical help becoming further and further out of reach as we need help and environmental concerns rising, can you honestly deny that we are in a SHTF senario that is TEOTWAWKI? This is what I am trying to survive through so that I may come out on the otherside alive with my family and friends alive too. I see the signs and you can too if you care to look…while it’s certainly possible that a comet may hit us, or some 2012 movie scene may happen or a dirty bomb will explode, I am not betting my last dollar on that nor do I worry overly much about things like that either. In the real world its the day to day grind and small things that add up to TEOTWAWKI on slow boil. Most certainly along the way big bad things will happen like Katrina (and if you didn’t get THAT message loud and clear that you are on your own please do so now) or the quake in Japan that caused several meltdowns to happen at one time, but again, I emphasize that SHTF, in reality, in the moment, is the series of small things beyond our control that in the end cost us big and make us change our life and lifestyle. We are in the midst of SHTF and witnessing TEOWAWKI. And I am sure, that coming up in the future that there will BIG sprays from the fan and leaps and bounds on the front of TEOWAWKI.

Do I sound like a doomie or someone who is paranoid? I don’t think so, I have just lived through my own personal versions of SHTF and TEOTWAWKI more times than I care to admit and I am a good student of history and human behavior…I am feeling a haunting deja vu but on a much bigger scale than in my own life. I see that we are all so very connected and that what happens ‘over there’ has a direct impact ‘over here’. I know for a fact that those who feel they are loosing power tend to exert it even more and do their darnest to take away freedoms in the name of ‘safety’ (this smacks of domestic violence). I know for a fact that when gangs of people feel free enough to walk into a store and take what they want and leave that something is very wrong. I know for a fact that when someone is half-beaten to death over an ipod on the open street that something is very wrong. And I know something is definately wrong when our Constitutional and Civil rights are thrown by the wayside in the name of making things better and safer.

Its really not that hard to miss or understand what SHTF is or that the result is TEOTWAWKI when you see it this way. Are you prepared and ready to survive? I am working on it, how about you? I am hedging against TEOWAWKI by gathering food, water and other essential items I and my family will need until the crap stops flowing. All you can do in a SHTF situation and in this very moment is to hold on for the ride and do your best to be prepared for what may come during and after the worst of the SHTF. And when you get to the otherside of TEOWAWKI and are in the reality of the flip side, I hope and pray that you got yourself ready as much as you could because I really want to see you there, whole and healthy. SHTF happens and TEOWAWKI happens, but that doesn’t have to mean you can’t survive it.

With life (at least to me) feeling like quicksand at the moment where anything can happen (think Murphy’s Law) at any given moment I have to come to believe that there are indeed a few things that I can do to prepare against shtf and having it on me. And trust me, like you, I FEEL it everyday. Just going to the grocery store or filling up the gas tank keeps me aware that the SHTF is coming on now, it just hasn’t snowballed to critical yet (thank goodness!) at least for me.

I don’t believe that it can be posted enough that being prepared for whatever may come is best practice so here is my own short list in order of importance of getting down to business to being prepared:

1) Store Food- yes, this is at the top of my list, everyday I do something to either get prepared to store food, actually store food or something dealing with storing food (gardening, containers, dehydrating, purchasing, planning) now, the ‘feds’ used to say enough for 3 days for each person in the family. They have recently revised this up to 7 days, but recently, the head of NASA told his people to be ready to take care of themselves for at least 3 months…hmmm…think I will continue to work on at least 1 year. And don’t forget Fiddo and Kitty. Under this also falls water.

2) Work at Increasing my Earning Capacity- now, I realize that some of you won’t be so fortunate as to be able to do this with grace and ease. Since I work for myself and work from home (which by the way is the BEST way to prepare for after SHFT funding of your home and family) I control what I do and when I do it. For me, increasing my earning capacity means giving great customer service (within boundaries) and consistantly adding new things to inventory, reworking what I do and how I do it (increase efficiency) and working on new ideas for my own businesses. For those of you who are tied to a paycheck, increasing your earning capacity can be done in many different ways, just be careful in doing so if it also means increasing your level of debt. Flexibilty and not having all your financial eggs in one basket is key…

3) Gather Essential Items – well, a ton of information has been written about this and covers such things as tolietries, items of interest and need (think anything and everything that you use even occassionally). For me sometimes, it’s a daily adventure in just recognizing what it is that I use daily…like those white scrubby things that take the place of cleaners that have a million and one uses for cleaning around the house. Put that on my list of ‘need’ to get.  Sometimes gathering essential items doesn’t just mean buying something that day, but as I said above, just figuring out what I use and would need to survive if it hits.

4) Learn Something New Everyday- each day I spend anywhere from 10mins to going down the proverbial rabbit hole in learning something new. It is a commitment I made (made much easier to the internet thank you!) to myself…knowledge is power people and practical knowledge is even better.

5) Pay Off Debt- oh yes, that dreaded D-word, I am not, as most people aren’t, immune to debt…I have a small amount of credit card debt (2 almost paid off and as soon as they are they will be cancelled), student loans (again, a fairly small amount), one car payment and my mortgage. Some days working towards paying off debt is simply not wasting food, other days its paying more than the minimum due…but I am conscious everyday what I owe to creditors and work each day to getting rid of it somehow.

6) Help Others- now, this may seem strange to be put on the list of getting ready for worst case SHTF, but for me, its important…it keeps me grateful for what I have (or don’t have), keeps me grounded in reality and most days allows me to feel good about life in general. Nothing like knowing that you helped someone (even its opening and holding the door or just listening) have a better day themselves to give your own life a better glow to it. When we help others we are helping ourselves, getting outside of our head space (which can be a scary place) and into the world. An attitude of gratitude, sharing and caring can be developed which is paramount in surviving whatever may come…the lone wolf dies by himself. And you know, it just feels good to help out when and where you can. Let it begin at home folks and then take it out to the world.

So, that is my “Down to Business” List for everyday living. It helps to keep me focused and not living in fear (which is paralyzing btw). It gives me structure and guidelines (which is comforting when it gets crazy in my home) and keeps me action oriented. For you, the ‘list’ might be a bit different or the details different, but maybe my list will give you something to think about and get you going on your way to being prepared.